How to Void a Check (And When You Actually Need To)

A voided check is a check that's been intentionally canceled so it can't be used to withdraw money — but it still shows your account number and routing number. That makes it the standard way to set up direct deposit, automatic bill pay, and recurring transfers.

When You'll Need a Voided Check

• Setting up direct deposit with a new employer
• Linking a bank account for autopay (utilities, mortgage, gym)
• Connecting external accounts to a brokerage or savings app
• Verifying account ownership for ACH transfers

How to Void a Check in 3 Steps

1. Take any blank check from your checkbook (do not sign it)
2. Use a black or blue pen to write VOID in large letters across the front
3. Write VOID across the date, payee, amount, and signature areas — but don't cover the routing or account numbers at the bottom

That's it. The check is now useless as a payment instrument but still readable as proof of your account details.

What If You Don't Have Checks?

Plenty of people don't keep a paper checkbook anymore. You have a few alternatives:

• Bank-issued direct deposit form — most banks offer a printable PDF in their app
• A counter check — your branch can print a check on the spot
• Voided check from a check-writing app — create one digitally, write VOID across it, and print

How to Cancel a Check You Already Sent

If you sent a check and need to stop it from being cashed, you don't void it — you place a stop payment with your bank. Call or use online banking, provide the check number, payee, and amount, and pay the stop-payment fee (typically $25–$35). Stop payments usually last six months.

Keep a Voided Check Handy

Need a voided check today? Download QuickCheck for free on iOS and Android to write, print, and track every check from your phone — with a built-in checkbook register that balances itself.